Why a no closing cost mortgage?*

Purchasing a home or refinancing your existing one is easy with no closing cost options.

At Lenox/WesLend Financial, we offer no closing cost mortgage options because we know the last thing you want to do after a home purchase or refinance process is spend more money. Our goal is to find a mortgage solution that works for you, which means taking some of the weight off your back.

We take pride in the service we provide our customers. Rest assured we will be there with you every step of the way making sure your purchase or refinance process is smooth and efficient. But we don’t stop there – we are happy to pay your closing costs as well. This will free up your wallet for more important things, and give you the financial stability and freedom you need. Whether moving into a new home or continuing to build a life in your existing home, no closing cost options will save you money and allow you to keep your finances stable.

If we left you at the end of the day with hefty payments, we wouldn’t be doing our job. Instead, we can take care of your closing costs so you can meet additional financial goals. How Does It Work?

Purchase or refinance your home with confidence, and come through the process ahead of the game.

How much can a no closing cost mortgage option save you? Contact one of our mortgage advisors today at 888.495.3669.

* No closing costs options are NOT available in Washington.

How does a no closing cost home loan work?*

We know that purchasing that dream home or refinancing an existing one, while keeping it affordable is important to you. Since 1999, Lenox/Weslend has focused on what matters to you most – finding the right mortgage solution and saving you money.

Let Lenox/WesLend take the closing costs out of the equation for you, saving you up to thousands of dollars a year in mortgage payments.*

NO CLOSING COST OPTION*
LOAN AMOUNT$225,000 $275,000 $300,000
INTEREST RATE4.375%4.250%4.125%
APR4.375%4.250%4.125%
TOTAL COSTS$0*$0*$0*
PAYMENT (P&I)$1,123 $1,353 $1,454

Conventional 30 year fixed - Example as of October 2016* Click here for more details.

No Closing Cost Option
The rate disclosed under the “No Closing Cost Option” assumes the loan amounts referenced above, rate and term refinance, first lien loan on an owner occupied, single family residence, 30 year fixed rate loan with a minimum 740 FICO score, 60% loan to value with no subordinate debt on a 30 day lock period. Borrower is not self-employed and owns no other properties. Property located in CA. Lenox will utilize a lender credit to pay all of the borrower’s closing costs except: for prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Lender credit is estimated at $3,000 to cover closing costs.

Monthly payment example includes principal and interest only and does not include payment for taxes and insurance. Actual monthly obligations may be higher.

This estimate is an example only. Your specific costs may vary. This offer is subject to underwriting approval. Not all applicants will qualify. Loan options and rates are subject to change based on market conditions, borrower and property eligibility. Final loan approval is subject to verification of income, assets, appraised value and specific requirements for individual loan programs and products. Restrictions may apply. Products and services may not be available in all states and are not available in states in which Lenox is not licensed.

Starting is easy, and there’s no obligation. Call 888.495.3669, speak to one of our knowledgeable mortgage advisors and explore your options OR click on the quick quote button below, fill out the form and one of our mortgage advisors will be in touch with you shortly.

Want to see what else we have to offer? Call Lenox/WesLend TODAY to find more opportunities to save. Rates are still at historic lows!

* No closing costs options are NOT available in Washington.