Discover Your Low Mortgage Rate!
Loan Purpose
Save Time and Money
We are more than just great mortgage rates. Since 1999, we have provided mortgage solutions and guided our customers though each step of the process. Our low mortgage rates can save you up to thousands, and our expertise can close your loans quickly!
See how much you can save with the right mortgage loan solution.
Check out our current rates below and lock in your low rate TODAY!
PURCHASE RATES
| Term: Conventional Fixed |
Rate |
APR |
15-yr no closing cost option
Loan Assumptions
75% LTV, 740 FICO, $300,000 loan amount, owner-occupied, SFR, no subordinate debt, borrower not self-employed, owns no other properties, 30-Day lock and assumes $1500 in lender fees. Property located in CA.
Payment Schedule
$300,000 Loan Amount / APR 4.125% / 180 Monthly Payments of $2,237.90 at 4.125%. |
4.125% |
4.125% |
30-yr no closing cost option
Loan Assumptions
60% LTV, 740 FICO, $300,000 loan amount, owner-occupied, SFR, no subordinate debt, borrower not self-employed, owns no other properties, 30-Day lock and assumes $1500 in lender fees. Property located in CA.
Payment Schedule
$300,000 Loan Amount / APR 4.625% / 360 Monthly Payments of $1,542.42 at 4.625%. |
4.625% |
4.625% |
| Term: FHA Fixed |
Rate |
APR |
30-yr no closing cost option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 4.250% / 360 Monthly Payments of $1,382.35 at 4.250%. |
4.250% |
4.250% |
30-yr low rate option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 3.9807% / 360 Monthly Payments of $1,338.40 at 3.750%. |
3.750% |
3.980% |
| Term: VA Fixed |
Rate |
APR |
30-yr no closing cost option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 4.250% / 360 Monthly Payments of $1,382.35 at 4.250%. |
4.250% |
4.250% |
30-yr low rate option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 3.9807% / 360 Monthly Payments of $1,338.40 at 3.750%. |
3.750% |
3.980% |
REFINANCE RATES
| Term: Conventional Fixed |
Rate |
APR |
15-yr no closing cost option
Loan Assumptions
75% LTV, 740 FICO, $300,000 loan amount, owner-occupied, SFR, no subordinate debt, borrower not self-employed, owns no other properties, 30-Day lock and assumes $1500 in lender fees. Property located in CA.
Payment Schedule
$300,000 Loan Amount / APR 4.125% / 180 Monthly Payments of $2,237.90 at 4.125%. |
4.125% |
4.125% |
30-yr no closing cost option
Loan Assumptions
60% LTV, 740 FICO, $300,000 loan amount, owner-occupied, SFR, no subordinate debt, borrower not self-employed, owns no other properties, 30-Day lock and assumes $1500 in lender fees. Property located in CA.
Payment Schedule
$300,000 Loan Amount / APR 4.625% / 360 Monthly Payments of $1,542.42 at 4.625%. |
4.625% |
4.625% |
| Term: FHA Fixed |
Rate |
APR |
30-yr no closing cost option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 4.250% / 360 Monthly Payments of $1,382.35 at 4.250%. |
4.250% |
4.250% |
30-yr low rate option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 3.9807% / 360 Monthly Payments of $1,338.40 at 3.750%. |
3.750% |
3.980% |
| Term: VA Fixed |
Rate |
APR |
30-yr no closing cost option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 4.250% / 360 Monthly Payments of $1,382.35 at 4.250%. |
4.250% |
4.250% |
30-yr low rate option
Loan Assumptions
96.5% LTV, 680 FICO, $281,000 loan amount, owner-occupied property, 30-Day lock and assumes $1500 in lender fee. Property located in CA.
Payment Schedule
$281,000 Loan Amount / APR 3.9807% / 360 Monthly Payments of $1,338.40 at 3.750%. |
3.750% |
3.980% |
*Monthly payment includes principal and interest only. The monthly payment excludes amounts for property taxes, hazard insurance and mortgage insurance, if applicable. Actual monthly payment will be greater. Rates current as of April 22, 2021.
Lenox/WesLend will utilize a lender credit to pay all of the borrower’s closing costs except: for prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Lender credit is estimated at $3,000 to cover closing costs.
This estimate is an example only. Your specific costs may vary. This offer is subject to underwriting approval. Not all applicants will qualify. Loan options and rates are subject to change based on market conditions, borrower and property eligibility. Final loan approval is subject to verification of income, assets, appraised value and specific requirements for individual loan programs and products. Restrictions may apply. Products and services may not be available in all states and are not available in states in which Lenox/WesLend is not licensed. Interest rates may vary subject to property state and loan amount. Contact us for your customized rate.
No closing costs options are NOT available in Washington state.
